Call reports 2005
OHIO HERITAGE BANK — 2005
What OHIO HERITAGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 184,202,000 | 182,967,000 | 190,730,000 | 188,508,000 |
| Total loans | 150,517,000 | 153,721,000 | 158,552,000 | 158,602,000 |
| Allowance for loan losses | 683,000 | 724,000 | 721,000 | 721,000 |
| Securities available for sale | 15,340,000 | 4,672,000 | 4,562,000 | 4,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,924,000 | 110,946,000 | 116,809,000 | 115,788,000 |
| Interest-bearing deposits | 103,407,000 | 101,718,000 | 106,609,000 | 106,301,000 |
| Noninterest-bearing deposits | 10,517,000 | 9,228,000 | 10,200,000 | 9,487,000 |
| Equity capital | 13,933,000 | 14,262,000 | 14,659,000 | 15,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,870,000 | 7,473,000 | 10,241,000 |
| Interest expense | 1,070,000 | 2,171,000 | 3,360,000 | 4,634,000 |
| Net interest income | 1,316,000 | 2,699,000 | 4,113,000 | 5,607,000 |
| Noninterest income | 189,000 | 400,000 | 660,000 | 930,000 |
| Noninterest expense | 901,000 | 1,900,000 | 2,910,000 | 3,943,000 |
| Provision for loan losses | 50,000 | 153,000 | 223,000 | 283,000 |
| Pretax income | 553,000 | 742,000 | 1,336,000 | 2,007,000 |
| Income tax | 137,000 | 192,000 | 384,000 | 573,000 |
| Net income | 416,000 | 550,000 | 952,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,185,000 | 14,319,000 | 14,722,000 | 15,204,000 |
| Total capital | 14,868,000 | 15,043,000 | 15,443,000 | 15,925,000 |
| Risk-weighted assets | 120,394,000 | 121,381,000 | 126,493,000 | 127,979,000 |
Machine access — free, no API key
Every figure shown here about OHIO HERITAGE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.