Call reports 2025
BANK OF HOLLAND — 2025
What BANK OF HOLLAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 240,617,000 | 247,910,000 | 250,979,000 | 246,327,000 |
| Total loans | 180,009,000 | 182,513,000 | 183,873,000 | 184,394,000 |
| Allowance for loan losses | 1,715,000 | 1,781,000 | 1,852,000 | 1,876,000 |
| Securities available for sale | 35,464,000 | 38,878,000 | 42,024,000 | 45,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,762,000 | 224,032,000 | 226,046,000 | 220,545,000 |
| Interest-bearing deposits | 154,841,000 | 160,540,000 | 158,302,000 | 152,410,000 |
| Noninterest-bearing deposits | 62,921,000 | 63,492,000 | 67,744,000 | 68,135,000 |
| Equity capital | 17,019,000 | 17,900,000 | 18,952,000 | 19,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,757,000 | 5,656,000 | 8,774,000 | 11,835,000 |
| Interest expense | 732,000 | 1,476,000 | 2,246,000 | 2,997,000 |
| Net interest income | 2,025,000 | 4,180,000 | 6,528,000 | 8,838,000 |
| Noninterest income | 200,000 | 426,000 | 649,000 | 874,000 |
| Noninterest expense | 1,449,000 | 2,999,000 | 4,560,000 | 6,165,000 |
| Provision for loan losses | 76,000 | 154,000 | 231,000 | 255,000 |
| Pretax income | 700,000 | 1,453,000 | 2,386,000 | 3,292,000 |
| Income tax | 86,000 | 247,000 | 400,000 | 591,000 |
| Net income | 614,000 | 1,206,000 | 1,986,000 | 2,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,609,000 | 20,201,000 | 20,864,000 | 21,579,000 |
| Total capital | 21,324,000 | 21,982,000 | 22,716,000 | 23,455,000 |
| Risk-weighted assets | 142,784,000 | 149,684,000 | 150,153,000 | 151,968,000 |