Call reports 2024
BANK OF HOLLAND — 2024
What BANK OF HOLLAND reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 234,942,000 | 236,408,000 | 237,292,000 | 231,461,000 |
| Total loans | 167,162,000 | 172,695,000 | 174,471,000 | 176,756,000 |
| Allowance for loan losses | 1,582,000 | 1,590,000 | 1,636,000 | 1,639,000 |
| Securities available for sale | 44,556,000 | 41,104,000 | 39,937,000 | 34,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,122,000 | 215,308,000 | 214,851,000 | 209,221,000 |
| Interest-bearing deposits | 156,165,000 | 155,797,000 | 155,185,000 | 147,692,000 |
| Noninterest-bearing deposits | 57,957,000 | 59,511,000 | 59,666,000 | 61,529,000 |
| Equity capital | 14,909,000 | 15,169,000 | 16,538,000 | 16,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,438,000 | 5,137,000 | 7,916,000 | 10,684,000 |
| Interest expense | 734,000 | 1,594,000 | 2,494,000 | 3,315,000 |
| Net interest income | 1,704,000 | 3,543,000 | 5,422,000 | 7,369,000 |
| Noninterest income | 188,000 | 394,000 | 611,000 | 823,000 |
| Noninterest expense | 1,316,000 | 2,812,000 | 4,185,000 | 6,002,000 |
| Provision for loan losses | 35,000 | 42,000 | 88,000 | 92,000 |
| Pretax income | 541,000 | 1,083,000 | 1,760,000 | 2,081,000 |
| Income tax | 91,000 | 178,000 | 267,000 | 347,000 |
| Net income | 450,000 | 905,000 | 1,493,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,029,000 | 18,484,000 | 18,967,000 | 19,207,000 |
| Total capital | 19,611,000 | 20,074,000 | 20,603,000 | 20,846,000 |
| Risk-weighted assets | 142,712,000 | 136,720,000 | 143,148,000 | 146,540,000 |