Call reports 2023
BANK OF HOLLAND — 2023
What BANK OF HOLLAND reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 219,571,000 | 222,557,000 | 222,275,000 | 221,366,000 |
| Total loans | 149,457,000 | 152,422,000 | 157,748,000 | 162,685,000 |
| Allowance for loan losses | 1,508,000 | 1,530,000 | 1,560,000 | 1,561,000 |
| Securities available for sale | 53,115,000 | 49,463,000 | 47,071,000 | 46,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,702,000 | 207,797,000 | 208,049,000 | 200,565,000 |
| Interest-bearing deposits | 140,874,000 | 148,135,000 | 146,674,000 | 141,678,000 |
| Noninterest-bearing deposits | 63,828,000 | 59,662,000 | 61,375,000 | 58,887,000 |
| Equity capital | 13,951,000 | 13,930,000 | 13,389,000 | 14,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,178,000 | 6,489,000 | 8,904,000 |
| Interest expense | 245,000 | 638,000 | 1,122,000 | 1,724,000 |
| Net interest income | 1,758,000 | 3,540,000 | 5,367,000 | 7,180,000 |
| Noninterest income | 186,000 | 384,000 | 576,000 | 774,000 |
| Noninterest expense | 1,238,000 | 2,687,000 | 3,992,000 | 5,673,000 |
| Provision for loan losses | 3,000 | 19,000 | 49,000 | 52,000 |
| Pretax income | 703,000 | 1,218,000 | 1,902,000 | 2,229,000 |
| Income tax | 89,000 | 192,000 | 296,000 | 347,000 |
| Net income | 614,000 | 1,026,000 | 1,606,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,645,000 | 17,057,000 | 17,526,000 | 17,802,000 |
| Total capital | 18,153,000 | 18,587,000 | 19,086,000 | 19,363,000 |
| Risk-weighted assets | 122,044,000 | 129,734,000 | 135,326,000 | 137,733,000 |