Call reports 2022
BANK OF HOLLAND — 2022
What BANK OF HOLLAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 201,920,000 | 203,543,000 | 206,369,000 | 205,591,000 |
| Total loans | 125,379,000 | 130,112,000 | 137,727,000 | 143,416,000 |
| Allowance for loan losses | 1,475,000 | 1,500,000 | 1,600,000 | 1,500,000 |
| Securities available for sale | 53,731,000 | 54,494,000 | 52,101,000 | 52,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,267,000 | 190,262,000 | 193,933,000 | 191,770,000 |
| Interest-bearing deposits | 131,059,000 | 129,129,000 | 128,804,000 | 125,767,000 |
| Noninterest-bearing deposits | 57,208,000 | 61,133,000 | 65,129,000 | 66,003,000 |
| Equity capital | 13,284,000 | 12,918,000 | 12,051,000 | 13,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,249,000 | 5,060,000 | 6,993,000 |
| Interest expense | 53,000 | 108,000 | 161,000 | 245,000 |
| Net interest income | 1,504,000 | 3,141,000 | 4,899,000 | 6,748,000 |
| Noninterest income | 183,000 | 381,000 | 590,000 | 787,000 |
| Noninterest expense | 1,111,000 | 2,396,000 | 3,576,000 | 5,064,000 |
| Provision for loan losses | 1,000 | 26,000 | 127,000 | 89,000 |
| Pretax income | 575,000 | 1,097,000 | 1,783,000 | 2,379,000 |
| Income tax | 56,000 | 157,000 | 213,000 | 370,000 |
| Net income | 519,000 | 940,000 | 1,570,000 | 2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,872,000 | 15,292,000 | 15,816,000 | 16,255,000 |
| Total capital | 16,347,000 | 16,792,000 | 17,416,000 | 17,755,000 |
| Risk-weighted assets | 120,873,000 | 125,540,000 | 129,899,000 | 119,994,000 |