Call reports 2021
BANK OF HOLLAND — 2021
What BANK OF HOLLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 179,738,000 | 190,307,000 | 192,060,000 | 194,511,000 |
| Total loans | 108,854,000 | 113,762,000 | 119,870,000 | 120,749,000 |
| Allowance for loan losses | 1,350,000 | 1,400,000 | 1,475,000 | 1,475,000 |
| Securities available for sale | 44,066,000 | 47,868,000 | 48,407,000 | 51,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,103,000 | 175,232,000 | 176,978,000 | 178,928,000 |
| Interest-bearing deposits | 115,078,000 | 123,170,000 | 121,635,000 | 122,203,000 |
| Noninterest-bearing deposits | 50,025,000 | 52,062,000 | 55,343,000 | 56,725,000 |
| Equity capital | 13,896,000 | 14,283,000 | 14,444,000 | 15,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,994,000 | 4,639,000 | 6,363,000 |
| Interest expense | 66,000 | 125,000 | 184,000 | 241,000 |
| Net interest income | 1,436,000 | 2,869,000 | 4,455,000 | 6,122,000 |
| Noninterest income | 167,000 | 363,000 | 553,000 | 759,000 |
| Noninterest expense | 1,037,000 | 2,149,000 | 3,301,000 | 4,597,000 |
| Provision for loan losses | 0 | 49,000 | 156,000 | 156,000 |
| Pretax income | 565,000 | 1,033,000 | 1,550,000 | 2,127,000 |
| Income tax | 56,000 | 134,000 | 192,000 | 298,000 |
| Net income | 509,000 | 899,000 | 1,358,000 | 1,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,344,000 | 13,733,000 | 14,092,000 | 14,564,000 |
| Total capital | — | 15,133,000 | 15,532,000 | 16,039,000 |
| Risk-weighted assets | — | 112,455,000 | 115,125,000 | 118,987,000 |