Call reports 2020
BANK OF HOLLAND — 2020
What BANK OF HOLLAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 148,456,000 | 159,598,000 | 165,946,000 | 161,073,000 |
| Total loans | 98,865,000 | 101,603,000 | 103,610,000 | 105,125,000 |
| Allowance for loan losses | 1,200,000 | 1,275,000 | 1,275,000 | 1,350,000 |
| Securities available for sale | 28,441,000 | 34,525,000 | 39,810,000 | 45,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,949,000 | 146,252,000 | 152,300,000 | 146,580,000 |
| Interest-bearing deposits | 102,340,000 | 105,243,000 | 105,876,000 | 102,615,000 |
| Noninterest-bearing deposits | 33,609,000 | 41,009,000 | 46,424,000 | 43,965,000 |
| Equity capital | 11,976,000 | 12,690,000 | 12,975,000 | 13,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,789,000 | 4,131,000 | 5,559,000 |
| Interest expense | 168,000 | 326,000 | 465,000 | 546,000 |
| Net interest income | 1,222,000 | 2,463,000 | 3,666,000 | 5,013,000 |
| Noninterest income | 223,000 | 420,000 | 628,000 | 908,000 |
| Noninterest expense | 1,029,000 | 1,961,000 | 2,992,000 | 3,973,000 |
| Provision for loan losses | 76,000 | 184,000 | 184,000 | 259,000 |
| Pretax income | 340,000 | 738,000 | 1,118,000 | 1,682,000 |
| Income tax | 51,000 | 106,000 | 162,000 | 214,000 |
| Net income | 289,000 | 632,000 | 956,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,958,000 | 12,300,000 | 12,574,000 | 13,036,000 |
| Total capital | 13,158,000 | 13,572,000 | 13,849,000 | — |
| Risk-weighted assets | 96,542,000 | 101,768,000 | 104,350,000 | — |