Call reports 2019
BANK OF HOLLAND — 2019
What BANK OF HOLLAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 137,627,000 | 145,392,000 | 143,962,000 | 143,291,000 |
| Total loans | 90,838,000 | 92,828,000 | 95,201,000 | 98,318,000 |
| Allowance for loan losses | 1,050,000 | 1,125,000 | 1,125,000 | 1,125,000 |
| Securities available for sale | 35,394,000 | 33,305,000 | 33,916,000 | 28,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,849,000 | 133,948,000 | 132,102,000 | 130,878,000 |
| Interest-bearing deposits | 95,340,000 | 100,991,000 | 98,386,000 | 98,809,000 |
| Noninterest-bearing deposits | 31,509,000 | 32,957,000 | 33,716,000 | 32,069,000 |
| Equity capital | 10,461,000 | 11,057,000 | 11,445,000 | 11,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,715,000 | 4,138,000 | 5,546,000 |
| Interest expense | 171,000 | 376,000 | 588,000 | 773,000 |
| Net interest income | 1,160,000 | 2,339,000 | 3,550,000 | 4,773,000 |
| Noninterest income | 179,000 | 404,000 | 632,000 | 839,000 |
| Noninterest expense | 1,003,000 | 1,945,000 | 2,912,000 | 3,939,000 |
| Provision for loan losses | 9,000 | 85,000 | 88,000 | 87,000 |
| Pretax income | 327,000 | 713,000 | 1,182,000 | 1,586,000 |
| Income tax | 32,000 | 86,000 | 147,000 | 210,000 |
| Net income | 295,000 | 627,000 | 1,035,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,888,000 | 11,221,000 | 11,527,000 | 11,869,000 |
| Total capital | 11,938,000 | 12,346,000 | 12,652,000 | 12,994,000 |
| Risk-weighted assets | 89,391,000 | 92,454,000 | 93,366,000 | 95,510,000 |