Call reports 2018
BANK OF HOLLAND — 2018
What BANK OF HOLLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,431,000 | 131,017,000 | 134,232,000 | 135,325,000 |
| Total loans | 77,816,000 | 80,284,000 | 85,989,000 | 89,395,000 |
| Allowance for loan losses | 950,000 | 975,000 | 1,000,000 | 1,050,000 |
| Securities available for sale | 37,771,000 | 37,061,000 | 37,619,000 | 37,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,871,000 | 121,180,000 | 122,277,000 | 119,122,000 |
| Interest-bearing deposits | 89,700,000 | 90,625,000 | 88,348,000 | 87,011,000 |
| Noninterest-bearing deposits | 30,171,000 | 30,555,000 | 33,929,000 | 32,111,000 |
| Equity capital | 9,297,000 | 9,611,000 | 9,712,000 | 9,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,335,000 | 3,607,000 | 4,926,000 |
| Interest expense | 94,000 | 194,000 | 305,000 | 459,000 |
| Net interest income | 1,053,000 | 2,141,000 | 3,302,000 | 4,467,000 |
| Noninterest income | 192,000 | 400,000 | 633,000 | 845,000 |
| Noninterest expense | 992,000 | 1,910,000 | 2,891,000 | 3,920,000 |
| Provision for loan losses | 26,000 | 55,000 | 87,000 | 139,000 |
| Pretax income | 227,000 | 576,000 | 957,000 | 1,249,000 |
| Income tax | 20,000 | 60,000 | 97,000 | 118,000 |
| Net income | 207,000 | 516,000 | 860,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,948,000 | 10,257,000 | 10,505,000 | 10,777,000 |
| Total capital | 10,898,000 | 11,232,000 | 11,505,000 | 11,827,000 |
| Risk-weighted assets | 79,902,000 | 82,167,000 | 86,020,000 | 88,012,000 |