Call reports 2017
BANK OF HOLLAND — 2017
What BANK OF HOLLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,465,000 | 121,959,000 | 120,708,000 | 124,471,000 |
| Total loans | 69,501,000 | 70,523,000 | 72,896,000 | 74,949,000 |
| Allowance for loan losses | 900,000 | 925,000 | 925,000 | 950,000 |
| Securities available for sale | 32,791,000 | 35,697,000 | 38,677,000 | 37,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,497,000 | 112,391,000 | 108,948,000 | 109,542,000 |
| Interest-bearing deposits | 82,493,000 | 84,274,000 | 79,910,000 | 81,899,000 |
| Noninterest-bearing deposits | 28,004,000 | 28,117,000 | 29,038,000 | 27,643,000 |
| Equity capital | 8,823,000 | 9,283,000 | 9,416,000 | 9,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,079,000 | 3,179,000 | 4,309,000 |
| Interest expense | 88,000 | 173,000 | 259,000 | 353,000 |
| Net interest income | 943,000 | 1,906,000 | 2,920,000 | 3,956,000 |
| Noninterest income | 154,000 | 360,000 | 554,000 | 741,000 |
| Noninterest expense | 925,000 | 1,799,000 | 2,746,000 | 3,749,000 |
| Provision for loan losses | 7,000 | 27,000 | 34,000 | 64,000 |
| Pretax income | 165,000 | 440,000 | 695,000 | 885,000 |
| Income tax | 19,000 | 62,000 | 84,000 | 44,000 |
| Net income | 146,000 | 378,000 | 611,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,299,000 | 9,531,000 | 9,677,000 | 9,908,000 |
| Total capital | 10,184,000 | 10,444,000 | 10,602,000 | 10,858,000 |
| Risk-weighted assets | 70,754,000 | 73,042,000 | 74,280,000 | 76,691,000 |