Call reports 2014
BANK OF HOLLAND — 2014
What BANK OF HOLLAND reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,565,000 | 92,422,000 | 91,686,000 | 91,951,000 |
| Total loans | 60,958,000 | 60,386,000 | 61,387,000 | 61,954,000 |
| Allowance for loan losses | 900,000 | 893,000 | 915,000 | 925,000 |
| Securities available for sale | 19,097,000 | 22,732,000 | 22,129,000 | 21,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,761,000 | 84,304,000 | 83,336,000 | 83,695,000 |
| Interest-bearing deposits | 66,123,000 | 65,135,000 | 63,610,000 | 64,102,000 |
| Noninterest-bearing deposits | 19,638,000 | 19,169,000 | 19,726,000 | 19,593,000 |
| Equity capital | 7,696,000 | 7,990,000 | 8,192,000 | 8,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,842,000 | 2,771,000 | 3,714,000 |
| Interest expense | 87,000 | 174,000 | 260,000 | 340,000 |
| Net interest income | 841,000 | 1,668,000 | 2,511,000 | 3,374,000 |
| Noninterest income | 141,000 | 284,000 | 458,000 | 605,000 |
| Noninterest expense | 752,000 | 1,582,000 | 2,329,000 | 3,193,000 |
| Provision for loan losses | 26,000 | 26,000 | 58,000 | 76,000 |
| Pretax income | 204,000 | 344,000 | 582,000 | 710,000 |
| Income tax | 33,000 | 57,000 | 95,000 | 114,000 |
| Net income | 171,000 | 287,000 | 487,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,099,000 | 8,215,000 | 8,340,000 | 8,449,000 |
| Total capital | 8,723,000 | 8,817,000 | 9,004,000 | 9,114,000 |
| Risk-weighted assets | 53,589,000 | 52,935,000 | 52,863,000 | 52,939,000 |