Call reports 2011
BANK OF HOLLAND — 2011
What BANK OF HOLLAND reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,478,000 | 70,391,000 | 71,824,000 | 74,987,000 |
| Total loans | 49,422,000 | 49,132,000 | 52,155,000 | 53,072,000 |
| Allowance for loan losses | 725,000 | 640,000 | 650,000 | 725,000 |
| Securities available for sale | 8,630,000 | 11,744,000 | 11,298,000 | 11,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,617,000 | 63,386,000 | 64,733,000 | 64,776,000 |
| Interest-bearing deposits | 52,263,000 | 51,396,000 | 51,237,000 | 51,273,000 |
| Noninterest-bearing deposits | 12,354,000 | 11,990,000 | 13,496,000 | 13,503,000 |
| Equity capital | 6,800,000 | 6,936,000 | 7,023,000 | 6,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,655,000 | 2,518,000 | 3,408,000 |
| Interest expense | 118,000 | 236,000 | 349,000 | 455,000 |
| Net interest income | 704,000 | 1,419,000 | 2,169,000 | 2,953,000 |
| Noninterest income | 123,000 | 291,000 | 441,000 | 619,000 |
| Noninterest expense | 699,000 | 1,465,000 | 2,207,000 | 2,959,000 |
| Provision for loan losses | 0 | 9,000 | 19,000 | 95,000 |
| Pretax income | 128,000 | 236,000 | 384,000 | 519,000 |
| Income tax | 13,000 | 27,000 | 57,000 | 90,000 |
| Net income | 115,000 | 209,000 | 327,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,144,000 | 7,238,000 | 7,282,000 | 7,383,000 |
| Total capital | 7,747,000 | 7,800,000 | 7,848,000 | 7,972,000 |
| Risk-weighted assets | 48,112,000 | 44,904,000 | 47,430,000 | 48,446,000 |