Call reports 2025
INB, NATIONAL ASSOCIATION — 2025
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,392,708,000 | 2,448,293,000 | 2,489,338,000 | 2,516,959,000 |
| Total loans | 1,980,146,000 | 1,993,409,000 | 1,957,139,000 | 1,984,008,000 |
| Allowance for loan losses | 19,714,000 | 20,786,000 | 20,633,000 | 19,888,000 |
| Securities available for sale | 124,656,000 | 113,173,000 | 113,746,000 | 111,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,151,616,000 | 2,201,691,000 | 2,237,338,000 | 2,256,715,000 |
| Interest-bearing deposits | 1,873,408,000 | 1,913,462,000 | 1,960,694,000 | 1,989,399,000 |
| Noninterest-bearing deposits | 278,208,000 | 288,229,000 | 276,644,000 | 267,316,000 |
| Equity capital | 224,729,000 | 229,052,000 | 234,979,000 | 241,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,006,000 | 65,090,000 | 99,577,000 | 133,722,000 |
| Interest expense | 14,930,000 | 29,943,000 | 45,692,000 | 60,820,000 |
| Net interest income | 17,076,000 | 35,147,000 | 53,885,000 | 72,902,000 |
| Noninterest income | 4,435,000 | 9,324,000 | 14,070,000 | 18,385,000 |
| Noninterest expense | 14,163,000 | 28,759,000 | 43,213,000 | 59,558,000 |
| Provision for loan losses | 729,000 | 1,899,000 | 2,284,000 | 2,688,000 |
| Pretax income | 6,794,000 | 13,954,000 | 22,484,000 | 29,054,000 |
| Income tax | 46,000 | 89,000 | 137,000 | 183,000 |
| Net income | 6,748,000 | 13,865,000 | 22,347,000 | 28,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,453,000 | 235,570,000 | 240,452,000 | 246,976,000 |
| Total capital | 251,870,000 | 257,081,000 | 261,005,000 | 266,814,000 |
| Risk-weighted assets | 2,036,669,000 | 2,052,101,000 | 2,020,686,000 | 2,039,330,000 |