Call reports 2024
INB, NATIONAL ASSOCIATION — 2024
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,154,963,000 | 2,259,297,000 | 2,326,040,000 | 2,411,933,000 |
| Total loans | 1,812,087,000 | 1,902,429,000 | 1,940,468,000 | 1,959,462,000 |
| Allowance for loan losses | 19,191,000 | 19,536,000 | 18,074,000 | 18,663,000 |
| Securities available for sale | 177,716,000 | 176,998,000 | 127,964,000 | 125,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,940,863,000 | 2,039,316,000 | 2,098,639,000 | 2,176,730,000 |
| Interest-bearing deposits | 1,642,700,000 | 1,785,622,000 | 1,812,183,000 | 1,886,422,000 |
| Noninterest-bearing deposits | 298,163,000 | 253,694,000 | 286,456,000 | 290,308,000 |
| Equity capital | 199,326,000 | 203,157,000 | 210,778,000 | 216,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 27,714,000 | 57,278,000 | 88,996,000 | 121,956,000 |
| Interest expense | 13,725,000 | 28,770,000 | 45,201,000 | 61,138,000 |
| Net interest income | 13,989,000 | 28,508,000 | 43,795,000 | 60,818,000 |
| Noninterest income | 3,639,000 | 8,074,000 | 12,121,000 | 16,212,000 |
| Noninterest expense | 12,868,000 | 25,760,000 | 38,839,000 | 52,252,000 |
| Provision for loan losses | 1,469,000 | 4,103,000 | 5,866,000 | 6,612,000 |
| Pretax income | 3,851,000 | 7,417,000 | 12,155,000 | 19,165,000 |
| Income tax | 65,000 | 104,000 | 173,000 | 152,000 |
| Net income | 3,786,000 | 7,313,000 | 11,982,000 | 19,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,364,000 | 213,893,000 | 218,562,000 | 225,592,000 |
| Total capital | 230,110,000 | 232,786,000 | 235,788,000 | 243,364,000 |
| Risk-weighted assets | 1,871,403,000 | 1,962,795,000 | 1,997,650,000 | 2,023,840,000 |