Call reports 2023
INB, NATIONAL ASSOCIATION — 2023
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,975,271,000 | 2,043,077,000 | 2,108,903,000 | 2,167,826,000 |
| Total loans | 1,616,818,000 | 1,711,529,000 | 1,758,795,000 | 1,781,453,000 |
| Allowance for loan losses | 15,295,000 | 17,024,000 | 17,496,000 | 17,706,000 |
| Securities available for sale | 185,956,000 | 183,369,000 | 180,537,000 | 179,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,783,270,000 | 1,847,911,000 | 1,908,397,000 | 1,956,263,000 |
| Interest-bearing deposits | 1,467,179,000 | 1,545,866,000 | 1,621,965,000 | 1,670,949,000 |
| Noninterest-bearing deposits | 316,091,000 | 302,045,000 | 286,432,000 | 285,314,000 |
| Equity capital | 178,806,000 | 181,431,000 | 185,338,000 | 195,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,437,000 | 44,058,000 | 69,525,000 | 97,629,000 |
| Interest expense | 7,963,000 | 18,763,000 | 31,262,000 | 45,189,000 |
| Net interest income | 12,474,000 | 25,295,000 | 38,263,000 | 52,440,000 |
| Noninterest income | 3,635,000 | 7,582,000 | 10,883,000 | 14,867,000 |
| Noninterest expense | 11,771,000 | 23,727,000 | 35,325,000 | 47,321,000 |
| Provision for loan losses | 426,000 | 2,182,000 | 2,625,000 | 2,813,000 |
| Pretax income | 4,213,000 | 7,805,000 | 12,308,000 | 18,587,000 |
| Income tax | 63,000 | 196,000 | 177,000 | 166,000 |
| Net income | 4,150,000 | 7,609,000 | 12,131,000 | 18,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,195,000 | 197,654,000 | 202,176,000 | 208,467,000 |
| Total capital | 209,741,000 | 214,497,000 | 219,154,000 | 225,411,000 |
| Risk-weighted assets | 1,733,223,000 | 1,808,837,000 | 1,841,553,000 | 1,856,300,000 |