Call reports 2022
INB, NATIONAL ASSOCIATION — 2022
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,691,333,000 | 1,769,508,000 | 1,712,729,000 | 1,820,094,000 |
| Total loans | 996,693,000 | 1,136,741,000 | 1,280,873,000 | 1,521,915,000 |
| Allowance for loan losses | 10,048,000 | 11,895,000 | 13,561,000 | 14,445,000 |
| Securities available for sale | 203,458,000 | 192,320,000 | 187,417,000 | 184,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,550,377,000 | 1,626,735,000 | 1,551,835,000 | 1,594,039,000 |
| Interest-bearing deposits | 1,220,017,000 | 1,253,361,000 | 1,235,017,000 | 1,252,223,000 |
| Noninterest-bearing deposits | 330,360,000 | 373,374,000 | 316,818,000 | 341,816,000 |
| Equity capital | 131,251,000 | 133,166,000 | 150,823,000 | 169,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,729,000 | 22,906,000 | 38,037,000 | 56,355,000 |
| Interest expense | 1,291,000 | 2,768,000 | 4,835,000 | 9,737,000 |
| Net interest income | 9,438,000 | 20,138,000 | 33,202,000 | 46,618,000 |
| Noninterest income | 3,505,000 | 7,716,000 | 12,518,000 | 15,607,000 |
| Noninterest expense | 10,180,000 | 20,464,000 | 32,081,000 | 43,486,000 |
| Provision for loan losses | 110,000 | 1,955,000 | 3,700,000 | 5,274,000 |
| Pretax income | 2,637,000 | 5,381,000 | 9,891,000 | 13,410,000 |
| Income tax | 201,000 | 181,000 | 214,000 | 227,000 |
| Net income | 2,436,000 | 5,200,000 | 9,677,000 | 13,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,685,000 | 146,452,000 | 165,927,000 | 185,432,000 |
| Total capital | 148,933,000 | 158,547,000 | 179,688,000 | 200,077,000 |
| Risk-weighted assets | 1,090,667,000 | 1,255,190,000 | 1,389,011,000 | 1,640,958,000 |