Call reports 2020
INB, NATIONAL ASSOCIATION — 2020
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,183,325,000 | 1,350,467,000 | 1,432,228,000 | 1,481,336,000 |
| Total loans | 901,422,000 | 985,683,000 | 975,696,000 | 991,003,000 |
| Allowance for loan losses | 8,984,000 | 9,394,000 | 9,899,000 | 10,040,000 |
| Securities available for sale | 95,094,000 | 96,054,000 | 104,896,000 | 99,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,072,005,000 | 1,227,766,000 | 1,305,433,000 | 1,351,975,000 |
| Interest-bearing deposits | 808,971,000 | 911,185,000 | 984,558,000 | 1,061,897,000 |
| Noninterest-bearing deposits | 263,034,000 | 316,581,000 | 320,875,000 | 290,078,000 |
| Equity capital | 104,762,000 | 111,354,000 | 115,180,000 | 118,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,993,000 | 22,058,000 | 32,937,000 | 44,084,000 |
| Interest expense | 1,865,000 | 3,145,000 | 4,394,000 | 5,715,000 |
| Net interest income | 9,128,000 | 18,913,000 | 28,543,000 | 38,369,000 |
| Noninterest income | 3,096,000 | 7,103,000 | 12,116,000 | 16,066,000 |
| Noninterest expense | 8,666,000 | 18,409,000 | 28,828,000 | 38,826,000 |
| Provision for loan losses | 1,008,000 | 1,458,000 | 2,096,000 | 2,279,000 |
| Pretax income | 2,494,000 | 6,110,000 | 9,678,000 | 13,298,000 |
| Income tax | 48,000 | 96,000 | 144,000 | 192,000 |
| Net income | 2,446,000 | 6,014,000 | 9,534,000 | 13,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,247,000 | 108,816,000 | 112,336,000 | 115,908,000 |
| Total capital | 114,331,000 | 118,310,000 | 122,335,000 | 126,048,000 |
| Risk-weighted assets | 933,756,000 | 937,701,000 | 916,729,000 | 937,248,000 |