Call reports 2019
INB, NATIONAL ASSOCIATION — 2019
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,002,026,000 | 1,033,338,000 | 1,185,272,000 | 1,156,171,000 |
| Total loans | 728,600,000 | 796,227,000 | 826,779,000 | 850,666,000 |
| Allowance for loan losses | 9,427,000 | 9,919,000 | 10,180,000 | 7,976,000 |
| Securities available for sale | 103,978,000 | 102,501,000 | 99,583,000 | 98,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 901,756,000 | 929,127,000 | 1,077,351,000 | 1,045,303,000 |
| Interest-bearing deposits | 694,016,000 | 732,215,000 | 856,619,000 | 828,473,000 |
| Noninterest-bearing deposits | 207,740,000 | 196,912,000 | 220,732,000 | 216,830,000 |
| Equity capital | 93,502,000 | 97,103,000 | 100,535,000 | 103,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,526,000 | 19,756,000 | 30,850,000 | 41,979,000 |
| Interest expense | 1,585,000 | 3,370,000 | 5,701,000 | 7,940,000 |
| Net interest income | 7,941,000 | 16,386,000 | 25,149,000 | 34,039,000 |
| Noninterest income | 2,737,000 | 6,238,000 | 9,485,000 | 12,686,000 |
| Noninterest expense | 8,459,000 | 17,523,000 | 26,213,000 | 34,714,000 |
| Provision for loan losses | 166,000 | 643,000 | 893,000 | 1,218,000 |
| Pretax income | 2,207,000 | 4,605,000 | 7,805,000 | 11,209,000 |
| Income tax | 51,000 | 111,000 | 159,000 | 207,000 |
| Net income | 2,156,000 | 4,494,000 | 7,646,000 | 11,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,545,000 | 96,343,000 | 99,445,000 | 102,802,000 |
| Total capital | 104,072,000 | 106,362,000 | 109,725,000 | 110,878,000 |
| Risk-weighted assets | 791,549,000 | 834,382,000 | 863,053,000 | 887,974,000 |