Call reports 2018
INB, NATIONAL ASSOCIATION — 2018
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 940,778,000 | 988,148,000 | 986,269,000 | 909,029,000 |
| Total loans | 664,042,000 | 692,449,000 | 703,128,000 | 708,884,000 |
| Allowance for loan losses | 8,196,000 | 8,433,000 | 8,567,000 | 9,256,000 |
| Securities available for sale | 112,370,000 | 109,160,000 | 104,834,000 | 102,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,049,000 | 891,199,000 | 888,027,000 | 808,127,000 |
| Interest-bearing deposits | 647,099,000 | 651,674,000 | 656,666,000 | 619,804,000 |
| Noninterest-bearing deposits | 200,950,000 | 239,524,000 | 231,360,000 | 188,324,000 |
| Equity capital | 86,726,000 | 89,110,000 | 91,166,000 | 93,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,101,000 | 16,766,000 | 25,874,000 | 35,257,000 |
| Interest expense | 745,000 | 1,716,000 | 2,775,000 | 4,081,000 |
| Net interest income | 7,356,000 | 15,050,000 | 23,099,000 | 31,176,000 |
| Noninterest income | 3,127,000 | 6,814,000 | 10,111,000 | 12,997,000 |
| Noninterest expense | 7,507,000 | 15,353,000 | 23,009,000 | 30,985,000 |
| Provision for loan losses | 230,000 | 485,000 | 615,000 | 1,457,000 |
| Pretax income | 2,864,000 | 6,144,000 | 9,704,000 | 11,849,000 |
| Income tax | 33,000 | 66,000 | 99,000 | 132,000 |
| Net income | 2,831,000 | 6,078,000 | 9,605,000 | 11,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,806,000 | 91,346,000 | 94,073,000 | 95,305,000 |
| Total capital | 97,163,000 | 99,948,000 | 102,794,000 | 104,715,000 |
| Risk-weighted assets | 729,131,000 | 755,048,000 | 759,285,000 | 756,174,000 |