Call reports 2017
INB, NATIONAL ASSOCIATION — 2017
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 906,106,000 | 968,339,000 | 989,921,000 | 899,214,000 |
| Total loans | 613,098,000 | 647,658,000 | 639,511,000 | 647,214,000 |
| Allowance for loan losses | 6,224,000 | 6,451,000 | 6,602,000 | 7,969,000 |
| Securities available for sale | 127,500,000 | 125,747,000 | 118,763,000 | 117,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 830,422,000 | 889,158,000 | 897,524,000 | 805,568,000 |
| Interest-bearing deposits | 631,702,000 | 666,547,000 | 664,190,000 | 596,424,000 |
| Noninterest-bearing deposits | 198,720,000 | 222,611,000 | 233,335,000 | 209,144,000 |
| Equity capital | 69,558,000 | 73,187,000 | 86,121,000 | 87,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,027,000 | 14,612,000 | 22,655,000 | 30,838,000 |
| Interest expense | 627,000 | 1,308,000 | 2,006,000 | 2,707,000 |
| Net interest income | 6,400,000 | 13,304,000 | 20,649,000 | 28,131,000 |
| Noninterest income | 2,794,000 | 6,504,000 | 9,864,000 | 13,093,000 |
| Noninterest expense | 7,175,000 | 14,838,000 | 22,312,000 | 29,641,000 |
| Provision for loan losses | 313,000 | 623,000 | 1,888,000 | 3,253,000 |
| Pretax income | 1,701,000 | 4,414,000 | 6,451,000 | 8,468,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 120,000 |
| Net income | 1,671,000 | 4,354,000 | 6,361,000 | 8,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,847,000 | 73,121,000 | 86,459,000 | 88,445,000 |
| Total capital | 77,207,000 | 79,712,000 | 93,210,000 | 96,572,000 |
| Risk-weighted assets | 674,987,000 | 694,396,000 | 694,111,000 | 707,573,000 |