Call reports 2016
INB, NATIONAL ASSOCIATION — 2016
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 825,121,000 | 898,847,000 | 860,939,000 | 865,623,000 |
| Total loans | 559,696,000 | 565,430,000 | 583,809,000 | 593,300,000 |
| Allowance for loan losses | 5,604,000 | 5,721,000 | 5,878,000 | 5,890,000 |
| Securities available for sale | 120,853,000 | 116,387,000 | 120,252,000 | 114,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 753,086,000 | 823,839,000 | 784,389,000 | 789,815,000 |
| Interest-bearing deposits | 533,408,000 | 545,778,000 | 553,245,000 | 590,725,000 |
| Noninterest-bearing deposits | 219,678,000 | 278,061,000 | 231,143,000 | 199,090,000 |
| Equity capital | 66,374,000 | 69,071,000 | 70,508,000 | 69,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,346,000 | 12,966,000 | 19,743,000 | 26,701,000 |
| Interest expense | 607,000 | 1,282,000 | 1,922,000 | 2,556,000 |
| Net interest income | 5,739,000 | 11,684,000 | 17,821,000 | 24,145,000 |
| Noninterest income | 2,669,000 | 6,515,000 | 10,119,000 | 13,022,000 |
| Noninterest expense | 6,828,000 | 14,221,000 | 21,543,000 | 28,710,000 |
| Provision for loan losses | 235,000 | 350,000 | 409,000 | 569,000 |
| Pretax income | 1,345,000 | 3,743,000 | 6,155,000 | 8,044,000 |
| Income tax | 24,000 | 49,000 | 77,000 | 107,000 |
| Net income | 1,321,000 | 3,694,000 | 6,078,000 | 7,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,971,000 | 68,014,000 | 69,807,000 | 71,070,000 |
| Total capital | 71,595,000 | 73,752,000 | 75,808,000 | 77,098,000 |
| Risk-weighted assets | 641,882,000 | 642,638,000 | 660,594,000 | 661,521,000 |