Call reports 2013
INB, NATIONAL ASSOCIATION — 2013
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 639,862,000 | 670,827,000 | 639,889,000 | 649,669,000 |
| Total loans | 384,436,000 | 422,604,000 | 447,702,000 | 467,525,000 |
| Allowance for loan losses | 3,992,000 | 4,357,000 | 4,462,000 | 4,578,000 |
| Securities available for sale | 92,924,000 | 86,015,000 | 79,845,000 | 81,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,044,000 | 611,490,000 | 580,391,000 | 588,776,000 |
| Interest-bearing deposits | 430,437,000 | 427,651,000 | 426,533,000 | 420,363,000 |
| Noninterest-bearing deposits | 149,607,000 | 183,838,000 | 153,857,000 | 168,414,000 |
| Equity capital | 57,256,000 | 56,681,000 | 57,087,000 | 58,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,752,000 | 9,814,000 | 15,067,000 | 20,453,000 |
| Interest expense | 582,000 | 1,155,000 | 1,734,000 | 2,308,000 |
| Net interest income | 4,170,000 | 8,659,000 | 13,333,000 | 18,145,000 |
| Noninterest income | 2,396,000 | 5,045,000 | 7,156,000 | 9,392,000 |
| Noninterest expense | 6,005,000 | 12,255,000 | 18,244,000 | 24,320,000 |
| Provision for loan losses | -128,000 | 9,000 | 108,000 | 193,000 |
| Pretax income | 689,000 | 1,440,000 | 2,319,000 | 3,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,440,000 | 2,319,000 | 3,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,321,000 | 57,059,000 | 57,933,000 | 58,795,000 |
| Total capital | 60,320,000 | 61,422,000 | 62,409,000 | 63,373,000 |
| Risk-weighted assets | 427,908,000 | 461,871,000 | 480,880,000 | 494,214,000 |