Call reports 2012
INB, NATIONAL ASSOCIATION — 2012
What INB, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 586,349,000 | 625,502,000 | 612,675,000 | 620,462,000 |
| Total loans | 346,706,000 | 355,270,000 | 359,329,000 | 376,849,000 |
| Allowance for loan losses | 4,620,000 | 4,827,000 | 4,240,000 | 4,141,000 |
| Securities available for sale | 91,030,000 | 89,903,000 | 90,985,000 | 93,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,719,000 | 567,785,000 | 553,877,000 | 560,488,000 |
| Interest-bearing deposits | 395,170,000 | 393,641,000 | 395,957,000 | 405,164,000 |
| Noninterest-bearing deposits | 134,549,000 | 174,145,000 | 157,919,000 | 155,324,000 |
| Equity capital | 53,867,000 | 55,022,000 | 56,137,000 | 57,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,900,000 | 9,742,000 | 14,673,000 | 19,661,000 |
| Interest expense | 758,000 | 1,488,000 | 2,167,000 | 2,799,000 |
| Net interest income | 4,142,000 | 8,254,000 | 12,506,000 | 16,862,000 |
| Noninterest income | 2,260,000 | 5,247,000 | 7,774,000 | 10,342,000 |
| Noninterest expense | 5,657,000 | 11,474,000 | 17,646,000 | 23,992,000 |
| Provision for loan losses | 203,000 | 351,000 | 304,000 | 184,000 |
| Pretax income | 542,000 | 1,563,000 | 2,279,000 | 2,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 1,563,000 | 2,279,000 | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,083,000 | 54,147,000 | 54,902,000 | 55,635,000 |
| Total capital | 57,703,000 | 58,974,000 | 59,146,000 | 59,784,000 |
| Risk-weighted assets | 424,695,000 | 406,946,000 | 408,464,000 | 413,881,000 |