Call reports 2014
FIRST SCOTTSDALE BANK, NATIONAL ASSOCIATION — 2014
What FIRST SCOTTSDALE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,784,000 | 99,012,000 | 94,650,000 | 107,750,000 |
| Total loans | 67,626,000 | 70,599,000 | 66,782,000 | 70,297,000 |
| Allowance for loan losses | 758,000 | 860,000 | 860,000 | 865,000 |
| Securities available for sale | 12,880,000 | 9,694,000 | 9,404,000 | 9,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,305,000 | 81,510,000 | 77,155,000 | 90,206,000 |
| Interest-bearing deposits | 65,232,000 | 58,737,000 | 58,985,000 | 72,546,000 |
| Noninterest-bearing deposits | 23,073,000 | 22,773,000 | 18,170,000 | 17,660,000 |
| Equity capital | 17,216,000 | 17,191,000 | 17,126,000 | 17,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,313,000 | 3,501,000 | 4,618,000 |
| Interest expense | 89,000 | 175,000 | 256,000 | 342,000 |
| Net interest income | 1,073,000 | 2,138,000 | 3,245,000 | 4,276,000 |
| Noninterest income | 178,000 | 235,000 | 257,000 | 274,000 |
| Noninterest expense | 1,233,000 | 2,348,000 | 3,499,000 | 4,763,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 105,000 |
| Pretax income | 18,000 | -70,000 | -92,000 | -313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | -70,000 | -92,000 | -313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,197,000 | 17,113,000 | 17,095,000 | 16,878,000 |
| Total capital | 17,980,000 | 17,998,000 | 17,921,000 | 17,768,000 |
| Risk-weighted assets | 76,944,000 | 73,838,000 | 66,139,000 | 72,744,000 |