Call reports 2006
AREA BANK — 2006
What AREA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,042,000 | 43,032,000 | 42,465,000 | 44,425,000 |
| Total loans | 17,610,000 | 18,282,000 | 18,799,000 | 19,100,000 |
| Allowance for loan losses | 442,000 | 457,000 | 467,000 | 481,000 |
| Securities available for sale | 19,054,000 | 18,962,000 | 19,227,000 | 21,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,722,000 | 38,256,000 | 37,439,000 | 39,302,000 |
| Interest-bearing deposits | 32,173,000 | 32,936,000 | 31,948,000 | 34,053,000 |
| Noninterest-bearing deposits | 4,549,000 | 5,320,000 | 5,491,000 | 5,249,000 |
| Equity capital | 3,753,000 | 3,663,000 | 3,902,000 | 3,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 968,000 | 1,476,000 | 2,023,000 |
| Interest expense | 214,000 | 441,000 | 678,000 | 943,000 |
| Net interest income | 260,000 | 527,000 | 798,000 | 1,080,000 |
| Noninterest income | 50,000 | 107,000 | 154,000 | 206,000 |
| Noninterest expense | 246,000 | 512,000 | 751,000 | 1,027,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 49,000 | -7,000 | 57,000 | 100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | -7,000 | 57,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,049,000 | 3,993,000 | 4,058,000 | 4,101,000 |
| Total capital | 4,323,000 | 4,266,000 | 4,331,000 | 4,378,000 |
| Risk-weighted assets | 21,749,000 | 21,681,000 | 21,684,000 | 21,982,000 |
Machine access — free, no API key
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