Call reports 2005
AREA BANK — 2005
What AREA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,065,000 | 42,068,000 | 42,052,000 | 41,695,000 |
| Total loans | 13,324,000 | 15,530,000 | 16,806,000 | 16,805,000 |
| Allowance for loan losses | 396,000 | 408,000 | 417,000 | 430,000 |
| Securities available for sale | 23,050,000 | 22,402,000 | 20,939,000 | 19,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,039,000 | 36,173,000 | 36,604,000 | 36,697,000 |
| Interest-bearing deposits | 30,720,000 | 31,605,000 | 32,189,000 | 31,988,000 |
| Noninterest-bearing deposits | 4,320,000 | 4,568,000 | 4,415,000 | 4,709,000 |
| Equity capital | 3,811,000 | 3,945,000 | 3,861,000 | 3,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 854,000 | 1,325,000 | 1,795,000 |
| Interest expense | 174,000 | 360,000 | 567,000 | 777,000 |
| Net interest income | 243,000 | 494,000 | 758,000 | 1,018,000 |
| Noninterest income | 54,000 | 96,000 | 136,000 | 193,000 |
| Noninterest expense | 239,000 | 490,000 | 742,000 | 1,029,000 |
| Provision for loan losses | 15,000 | 25,000 | 30,000 | 45,000 |
| Pretax income | 43,000 | 78,000 | 136,000 | 177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 78,000 | 136,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,049,000 | 4,033,000 | 4,049,000 | 4,050,000 |
| Total capital | 4,292,000 | 4,299,000 | 4,321,000 | 4,316,000 |
| Risk-weighted assets | 19,290,000 | 21,162,000 | 21,610,000 | 21,112,000 |
Machine access — free, no API key
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