Call reports 2013
FIRST FEDERAL SAVINGS BANK OF CRESTON — 2013
What FIRST FEDERAL SAVINGS BANK OF CRESTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 80,131,000 | 79,335,000 |
| Total loans | 40,951,000 | 42,541,000 |
| Allowance for loan losses | 235,000 | 235,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 22,548,000 | 23,946,000 |
| Trading assets | 0 | 0 |
| Total deposits | 71,621,000 | 70,915,000 |
| Interest-bearing deposits | 66,046,000 | 65,940,000 |
| Noninterest-bearing deposits | 5,575,000 | 4,975,000 |
| Equity capital | 8,222,000 | 8,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 742,000 | 1,467,000 |
| Interest expense | 118,000 | 231,000 |
| Net interest income | 624,000 | 1,236,000 |
| Noninterest income | 73,000 | 152,000 |
| Noninterest expense | 486,000 | 919,000 |
| Provision for loan losses | 6,000 | 8,000 |
| Pretax income | 205,000 | 461,000 |
| Income tax | 11,000 | 22,000 |
| Net income | 194,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 8,222,000 | 8,225,000 |
| Total capital | 8,457,000 | 8,460,000 |
| Risk-weighted assets | 41,718,000 | 43,566,000 |