Call reports 2025
1ST NATIONAL BANK — 2025
What 1ST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 276,453,000 | 266,870,000 | 258,804,000 | 265,411,000 |
| Total loans | 202,419,000 | 192,548,000 | 188,610,000 | 184,768,000 |
| Allowance for loan losses | 2,112,000 | 2,111,000 | 2,111,000 | 2,111,000 |
| Securities available for sale | 8,522,000 | 8,452,000 | 8,788,000 | 9,936,000 |
| Securities held to maturity | 19,786,000 | 19,199,000 | 19,110,000 | 18,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,066,000 | 225,406,000 | 226,858,000 | 232,607,000 |
| Interest-bearing deposits | 164,710,000 | 157,471,000 | 159,189,000 | 157,707,000 |
| Noninterest-bearing deposits | 70,356,000 | 67,935,000 | 67,669,000 | 74,900,000 |
| Equity capital | 20,707,000 | 21,367,000 | 22,191,000 | 22,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,149,000 | 6,241,000 | 9,210,000 | 12,318,000 |
| Interest expense | 1,521,000 | 2,804,000 | 4,054,000 | 5,276,000 |
| Net interest income | 1,628,000 | 3,437,000 | 5,156,000 | 7,042,000 |
| Noninterest income | 1,064,000 | 2,475,000 | 3,747,000 | 4,997,000 |
| Noninterest expense | 2,552,000 | 5,057,000 | 7,568,000 | 10,217,000 |
| Provision for loan losses | 11,000 | 13,000 | 21,000 | 56,000 |
| Pretax income | 129,000 | 842,000 | 1,314,000 | 1,766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 842,000 | 1,314,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,674,000 | 23,387,000 | 23,859,000 | 24,311,000 |
| Total capital | 24,953,000 | 25,649,000 | 26,071,000 | 26,514,000 |
| Risk-weighted assets | 185,696,000 | 180,945,000 | 176,919,000 | 176,174,000 |
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