Call reports 2022
1ST NATIONAL BANK — 2022
What 1ST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 245,078,000 | 261,529,000 | 271,325,000 | 277,102,000 |
| Total loans | 153,515,000 | 179,898,000 | 189,909,000 | 194,701,000 |
| Allowance for loan losses | 2,016,000 | 2,011,000 | 2,011,000 | 2,011,000 |
| Securities available for sale | 14,340,000 | 13,079,000 | 12,120,000 | 12,904,000 |
| Securities held to maturity | 26,977,000 | 26,665,000 | 26,331,000 | 25,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,633,000 | 217,820,000 | 220,916,000 | 227,624,000 |
| Interest-bearing deposits | 160,051,000 | 158,931,000 | 162,430,000 | 171,776,000 |
| Noninterest-bearing deposits | 53,582,000 | 58,889,000 | 58,486,000 | 55,848,000 |
| Equity capital | 17,447,000 | 16,156,000 | 15,231,000 | 17,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,746,000 | 6,214,000 | 8,808,000 |
| Interest expense | 212,000 | 409,000 | 793,000 | 1,565,000 |
| Net interest income | 1,471,000 | 3,337,000 | 5,421,000 | 7,243,000 |
| Noninterest income | 1,030,000 | 2,340,000 | 3,252,000 | 5,581,000 |
| Noninterest expense | 3,496,000 | 6,719,000 | 9,701,000 | 12,279,000 |
| Provision for loan losses | 13,000 | 19,000 | 26,000 | 36,000 |
| Pretax income | -1,008,000 | -1,061,000 | -1,054,000 | 509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,008,000 | -1,061,000 | -1,054,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,148,000 | 18,097,000 | 18,104,000 | 19,667,000 |
| Total capital | 20,312,000 | 20,276,000 | 20,283,000 | 21,846,000 |
| Risk-weighted assets | 173,078,000 | 182,596,000 | 190,032,000 | 187,846,000 |