Call reports 2019
1ST NATIONAL BANK — 2019
What 1ST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 188,762,000 | 194,538,000 | 195,595,000 | 203,154,000 |
| Total loans | 140,951,000 | 146,994,000 | 143,541,000 | 139,288,000 |
| Allowance for loan losses | 1,214,000 | 1,243,000 | 1,266,000 | 1,303,000 |
| Securities available for sale | 4,515,000 | 4,643,000 | 4,747,000 | 5,170,000 |
| Securities held to maturity | 21,505,000 | 21,274,000 | 20,176,000 | 20,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,620,000 | 163,580,000 | 172,073,000 | 179,397,000 |
| Interest-bearing deposits | 122,540,000 | 125,635,000 | 130,955,000 | 136,594,000 |
| Noninterest-bearing deposits | 34,080,000 | 37,945,000 | 41,118,000 | 42,803,000 |
| Equity capital | 16,209,000 | 16,463,000 | 16,587,000 | 17,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,818,000 | 5,791,000 | 7,721,000 |
| Interest expense | 503,000 | 1,069,000 | 1,648,000 | 2,214,000 |
| Net interest income | 1,321,000 | 2,749,000 | 4,143,000 | 5,507,000 |
| Noninterest income | 809,000 | 2,150,000 | 3,688,000 | 5,267,000 |
| Noninterest expense | 2,036,000 | 4,462,000 | 6,993,000 | 9,135,000 |
| Provision for loan losses | 35,000 | 72,000 | 110,000 | 148,000 |
| Pretax income | 59,000 | 365,000 | 728,000 | 1,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 365,000 | 728,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,625,000 | 14,807,000 | 14,782,000 | 15,288,000 |
| Total capital | 16,006,000 | 16,218,000 | 16,216,000 | 16,758,000 |
| Risk-weighted assets | 128,521,000 | 131,291,000 | 124,935,000 | 124,555,000 |