Call reports 2018
1ST NATIONAL BANK — 2018
What 1ST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 161,833,000 | 170,198,000 | 185,695,000 | 178,829,000 |
| Total loans | 118,144,000 | 125,403,000 | 137,166,000 | 130,938,000 |
| Allowance for loan losses | 1,101,000 | 1,137,000 | 1,141,000 | 1,184,000 |
| Securities available for sale | 0 | 2,302,000 | 4,323,000 | 4,393,000 |
| Securities held to maturity | 22,424,000 | 22,305,000 | 22,190,000 | 21,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,838,000 | 146,259,000 | 147,669,000 | 150,668,000 |
| Interest-bearing deposits | 111,198,000 | 111,028,000 | 112,724,000 | 116,823,000 |
| Noninterest-bearing deposits | 30,640,000 | 35,231,000 | 34,945,000 | 33,845,000 |
| Equity capital | 15,917,000 | 15,877,000 | 15,819,000 | 16,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,043,000 | 4,746,000 | 6,586,000 |
| Interest expense | 256,000 | 538,000 | 876,000 | 1,392,000 |
| Net interest income | 1,213,000 | 2,505,000 | 3,870,000 | 5,194,000 |
| Noninterest income | 933,000 | 1,851,000 | 2,701,000 | 3,993,000 |
| Noninterest expense | 1,932,000 | 3,970,000 | 6,031,000 | 8,419,000 |
| Provision for loan losses | 29,000 | 66,000 | 105,000 | 140,000 |
| Pretax income | 185,000 | 320,000 | 435,000 | 628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 320,000 | 435,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,625,000 | 14,547,000 | 14,517,000 | 14,570,000 |
| Total capital | 15,894,000 | 15,850,000 | 15,824,000 | 15,921,000 |
| Risk-weighted assets | 111,540,000 | 117,744,000 | 123,626,000 | 120,938,000 |