Call reports 2016
1ST NATIONAL BANK — 2016
What 1ST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 140,588,000 | 143,199,000 | 150,817,000 | 158,426,000 |
| Total loans | 92,353,000 | 101,316,000 | 106,532,000 | 116,172,000 |
| Allowance for loan losses | 997,000 | 987,000 | 1,027,000 | 1,034,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,973,000 | 20,711,000 | 19,907,000 | 21,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,295,000 | 125,902,000 | 133,159,000 | 136,194,000 |
| Interest-bearing deposits | 98,650,000 | 100,832,000 | 106,129,000 | 107,211,000 |
| Noninterest-bearing deposits | 24,645,000 | 25,070,000 | 27,030,000 | 28,983,000 |
| Equity capital | 14,778,000 | 14,785,000 | 14,964,000 | 15,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,369,000 | 3,629,000 | 5,027,000 |
| Interest expense | 195,000 | 394,000 | 601,000 | 819,000 |
| Net interest income | 972,000 | 1,975,000 | 3,028,000 | 4,208,000 |
| Noninterest income | 869,000 | 2,209,000 | 3,926,000 | 5,412,000 |
| Noninterest expense | 1,673,000 | 3,607,000 | 5,901,000 | 8,187,000 |
| Provision for loan losses | 5,000 | 9,000 | 74,000 | 78,000 |
| Pretax income | 163,000 | 568,000 | 979,000 | 1,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 568,000 | 979,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,236,000 | 14,150,000 | 14,197,000 | 14,293,000 |
| Total capital | 15,326,000 | 15,238,000 | 15,341,000 | 15,460,000 |
| Risk-weighted assets | 89,530,000 | 92,917,000 | 94,635,000 | 100,691,000 |