Call reports 2022
NORTHWESTERN BANK — 2022
What NORTHWESTERN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 263,816,000 | 248,537,000 | 262,427,000 | 249,907,000 |
| Total loans | 194,212,000 | 194,369,000 | 194,434,000 | 204,051,000 |
| Allowance for loan losses | 3,708,000 | 3,709,000 | 3,706,000 | 3,709,000 |
| Securities available for sale | 18,347,000 | 22,952,000 | 23,293,000 | 23,980,000 |
| Securities held to maturity | 5,203,000 | 4,908,000 | 4,698,000 | 4,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,593,000 | 209,829,000 | 223,059,000 | 212,189,000 |
| Interest-bearing deposits | 173,941,000 | 158,892,000 | 172,513,000 | 158,060,000 |
| Noninterest-bearing deposits | 50,652,000 | 50,937,000 | 50,546,000 | 54,129,000 |
| Equity capital | 30,984,000 | 31,732,000 | 32,352,000 | 30,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,422,000 | 6,814,000 | 9,389,000 |
| Interest expense | 196,000 | 389,000 | 600,000 | 921,000 |
| Net interest income | 2,029,000 | 4,033,000 | 6,214,000 | 8,468,000 |
| Noninterest income | 418,000 | 1,111,000 | 1,828,000 | 2,307,000 |
| Noninterest expense | 1,001,000 | 2,173,000 | 3,390,000 | 4,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,446,000 | 2,971,000 | 4,652,000 | 6,224,000 |
| Income tax | 349,000 | 715,000 | 1,121,000 | 1,499,000 |
| Net income | 1,097,000 | 2,256,000 | 3,531,000 | 4,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,253,000 | 31,412,000 | 32,687,000 | 30,882,000 |