Call reports 2020
NORTHWESTERN BANK — 2020
What NORTHWESTERN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 239,178,000 | 235,456,000 | 245,364,000 | 245,976,000 |
| Total loans | 184,646,000 | 194,838,000 | 193,295,000 | 192,671,000 |
| Allowance for loan losses | 3,682,000 | 3,682,000 | 3,636,000 | 3,636,000 |
| Securities available for sale | 14,995,000 | 13,855,000 | 12,988,000 | 12,382,000 |
| Securities held to maturity | 6,673,000 | 6,656,000 | 6,543,000 | 6,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,472,000 | 190,956,000 | 199,914,000 | 203,688,000 |
| Interest-bearing deposits | 158,736,000 | 158,199,000 | 165,003,000 | 162,510,000 |
| Noninterest-bearing deposits | 35,736,000 | 32,757,000 | 34,910,000 | 41,178,000 |
| Equity capital | 32,575,000 | 33,605,000 | 34,533,000 | 32,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,450,000 | 4,864,000 | 7,077,000 | 9,308,000 |
| Interest expense | 489,000 | 961,000 | 1,377,000 | 1,752,000 |
| Net interest income | 1,961,000 | 3,903,000 | 5,700,000 | 7,556,000 |
| Noninterest income | 335,000 | 736,000 | 1,401,000 | 1,921,000 |
| Noninterest expense | 961,000 | 1,945,000 | 3,172,000 | 4,294,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,335,000 | 2,694,000 | 3,929,000 | 5,183,000 |
| Income tax | 320,000 | 642,000 | 936,000 | 1,215,000 |
| Net income | 1,015,000 | 2,052,000 | 2,993,000 | 3,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,818,000 | 31,855,000 | 32,796,000 | 30,771,000 |