Call reports 2019
NORTHWESTERN BANK — 2019
What NORTHWESTERN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 220,308,000 | 214,404,000 | 220,456,000 | 218,723,000 |
| Total loans | 182,183,000 | 179,624,000 | 181,831,000 | 184,248,000 |
| Allowance for loan losses | 3,640,000 | 3,682,000 | 3,682,000 | 3,682,000 |
| Securities available for sale | 14,377,000 | 12,730,000 | 13,403,000 | 14,030,000 |
| Securities held to maturity | 6,659,000 | 6,646,000 | 6,738,000 | 6,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,984,000 | 174,073,000 | 178,923,000 | 180,271,000 |
| Interest-bearing deposits | 151,427,000 | 146,060,000 | 150,027,000 | 148,669,000 |
| Noninterest-bearing deposits | 31,557,000 | 28,013,000 | 28,896,000 | 31,602,000 |
| Equity capital | 31,883,000 | 33,185,000 | 34,323,000 | 31,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,631,000 | 5,204,000 | 7,741,000 | 10,255,000 |
| Interest expense | 429,000 | 952,000 | 1,453,000 | 1,954,000 |
| Net interest income | 2,202,000 | 4,252,000 | 6,288,000 | 8,301,000 |
| Noninterest income | 324,000 | 913,000 | 1,389,000 | 1,678,000 |
| Noninterest expense | 941,000 | 2,013,000 | 3,055,000 | 4,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,590,000 | 3,157,000 | 4,627,000 | 5,870,000 |
| Income tax | 382,000 | 755,000 | 1,106,000 | 1,392,000 |
| Net income | 1,208,000 | 2,402,000 | 3,521,000 | 4,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,533,000 | 31,727,000 | 32,846,000 | 29,803,000 |
| Total capital | 33,000,000 | 34,167,000 | 35,316,000 | 32,301,000 |
| Risk-weighted assets | 196,166,000 | 193,960,000 | 196,374,000 | 198,609,000 |