Call reports 2016
NORTHWESTERN BANK — 2016
What NORTHWESTERN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 212,228,000 | 207,172,000 | 220,010,000 | 210,038,000 |
| Total loans | 176,895,000 | 178,181,000 | 175,389,000 | 173,764,000 |
| Allowance for loan losses | 3,664,000 | 3,682,000 | 3,707,000 | 3,716,000 |
| Securities available for sale | 14,358,000 | 14,943,000 | 15,231,000 | 15,440,000 |
| Securities held to maturity | 2,788,000 | 2,956,000 | 3,381,000 | 4,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,510,000 | 173,870,000 | 185,799,000 | 177,395,000 |
| Interest-bearing deposits | 150,245,000 | 147,344,000 | 156,987,000 | 146,627,000 |
| Noninterest-bearing deposits | 27,265,000 | 26,526,000 | 28,812,000 | 30,768,000 |
| Equity capital | 27,744,000 | 28,734,000 | 29,630,000 | 28,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,299,000 | 6,449,000 | 8,522,000 |
| Interest expense | 245,000 | 495,000 | 734,000 | 967,000 |
| Net interest income | 1,888,000 | 3,804,000 | 5,715,000 | 7,555,000 |
| Noninterest income | 281,000 | 674,000 | 1,118,000 | 1,547,000 |
| Noninterest expense | 791,000 | 1,659,000 | 2,586,000 | 3,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,378,000 | 2,819,000 | 4,247,000 | 5,417,000 |
| Income tax | 510,000 | 1,039,000 | 1,566,000 | 1,995,000 |
| Net income | 868,000 | 1,780,000 | 2,681,000 | 3,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,268,000 | 27,180,000 | 28,081,000 | 26,823,000 |
| Total capital | 28,711,000 | 29,656,000 | 30,557,000 | 29,288,000 |
| Risk-weighted assets | 193,743,000 | 196,430,000 | 196,317,000 | 195,230,000 |