Call reports 2015
NORTHWESTERN BANK — 2015
What NORTHWESTERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 215,546,000 | 203,160,000 | 213,771,000 | 212,161,000 |
| Total loans | 176,386,000 | 178,991,000 | 174,571,000 | 179,222,000 |
| Allowance for loan losses | 3,607,000 | 3,619,000 | 3,638,000 | 3,655,000 |
| Securities available for sale | 11,019,000 | 10,568,000 | 11,894,000 | 13,126,000 |
| Securities held to maturity | 2,094,000 | 2,229,000 | 2,124,000 | 2,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,324,000 | 166,605,000 | 181,024,000 | 178,766,000 |
| Interest-bearing deposits | 151,651,000 | 136,244,000 | 153,193,000 | 146,503,000 |
| Noninterest-bearing deposits | 32,673,000 | 30,361,000 | 27,831,000 | 32,263,000 |
| Equity capital | 24,229,000 | 25,142,000 | 26,083,000 | 26,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,067,000 | 4,175,000 | 6,322,000 | 8,436,000 |
| Interest expense | 201,000 | 423,000 | 663,000 | 911,000 |
| Net interest income | 1,866,000 | 3,752,000 | 5,659,000 | 7,525,000 |
| Noninterest income | 314,000 | 790,000 | 1,321,000 | 1,706,000 |
| Noninterest expense | 846,000 | 1,719,000 | 2,710,000 | 3,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,334,000 | 2,823,000 | 4,270,000 | 5,450,000 |
| Income tax | 495,000 | 1,045,000 | 1,583,000 | 1,994,000 |
| Net income | 839,000 | 1,778,000 | 2,687,000 | 3,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,783,000 | 23,722,000 | 24,631,000 | 25,400,000 |
| Total capital | 25,240,000 | 26,183,000 | 27,028,000 | 27,891,000 |
| Risk-weighted assets | 195,036,000 | 195,307,000 | 190,201,000 | 197,705,000 |