Call reports 2014
NORTHWESTERN BANK — 2014
What NORTHWESTERN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 207,691,000 | 206,918,000 | 212,948,000 | 206,037,000 |
| Total loans | 171,810,000 | 177,783,000 | 170,497,000 | 178,982,000 |
| Allowance for loan losses | 3,322,000 | 3,332,000 | 3,341,000 | 3,598,000 |
| Securities available for sale | 11,651,000 | 9,915,000 | 9,541,000 | 8,780,000 |
| Securities held to maturity | 2,589,000 | 2,579,000 | 2,317,000 | 2,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,305,000 | 163,292,000 | 179,500,000 | 172,235,000 |
| Interest-bearing deposits | 139,926,000 | 137,057,000 | 148,223,000 | 138,026,000 |
| Noninterest-bearing deposits | 27,379,000 | 26,235,000 | 31,277,000 | 34,209,000 |
| Equity capital | 24,993,000 | 25,929,000 | 22,781,000 | 23,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 4,084,000 | 6,199,000 | 8,277,000 |
| Interest expense | 179,000 | 372,000 | 575,000 | 773,000 |
| Net interest income | 1,812,000 | 3,712,000 | 5,624,000 | 7,504,000 |
| Noninterest income | 431,000 | 834,000 | 1,263,000 | 1,706,000 |
| Noninterest expense | 858,000 | 1,761,000 | 2,711,000 | 3,941,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 1,385,000 | 2,785,000 | 4,176,000 | 5,019,000 |
| Income tax | 514,000 | 1,028,000 | 1,544,000 | 1,838,000 |
| Net income | 871,000 | 1,757,000 | 2,632,000 | 3,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,635,000 | 24,520,000 | 21,395,000 | 21,944,000 |
| Total capital | 25,788,000 | 26,742,000 | 23,539,000 | 24,202,000 |
| Risk-weighted assets | 170,622,000 | 176,253,000 | 169,959,000 | 178,982,000 |