Call reports 2013
NORTHWESTERN BANK — 2013
What NORTHWESTERN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 196,413,000 | 188,717,000 | 199,124,000 | 200,911,000 |
| Total loans | 150,470,000 | 148,440,000 | 153,943,000 | 164,545,000 |
| Allowance for loan losses | 3,213,000 | 3,216,000 | 3,232,000 | 3,314,000 |
| Securities available for sale | 9,250,000 | 12,035,000 | 13,654,000 | 12,819,000 |
| Securities held to maturity | 1,798,000 | 2,239,000 | 2,398,000 | 2,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,543,000 | 161,608,000 | 171,184,000 | 166,331,000 |
| Interest-bearing deposits | 140,084,000 | 136,448,000 | 142,312,000 | 133,101,000 |
| Noninterest-bearing deposits | 29,459,000 | 25,160,000 | 28,872,000 | 33,230,000 |
| Equity capital | 22,154,000 | 22,751,000 | 23,559,000 | 24,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,956,000 | 3,856,000 | 5,732,000 | 7,657,000 |
| Interest expense | 213,000 | 419,000 | 607,000 | 783,000 |
| Net interest income | 1,743,000 | 3,437,000 | 5,125,000 | 6,874,000 |
| Noninterest income | 268,000 | 719,000 | 1,189,000 | 1,538,000 |
| Noninterest expense | 873,000 | 1,766,000 | 2,755,000 | 3,724,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,138,000 | 2,390,000 | 3,559,000 | 4,388,000 |
| Income tax | 423,000 | 887,000 | 1,320,000 | 1,609,000 |
| Net income | 715,000 | 1,503,000 | 2,239,000 | 2,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,700,000 | 21,488,000 | 22,224,000 | 22,763,000 |
| Total capital | 22,567,000 | 23,332,000 | 24,146,000 | 24,833,000 |
| Risk-weighted assets | 147,531,000 | 145,778,000 | 152,058,000 | 163,910,000 |