Call reports 2012
NORTHWESTERN BANK — 2012
What NORTHWESTERN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 196,399,000 | 187,534,000 | 204,391,000 | 202,438,000 |
| Total loans | 155,055,000 | 160,756,000 | 160,268,000 | 161,229,000 |
| Allowance for loan losses | 3,124,000 | 3,164,000 | 3,164,000 | 3,204,000 |
| Securities available for sale | 6,717,000 | 5,697,000 | 7,600,000 | 8,399,000 |
| Securities held to maturity | 1,308,000 | 1,297,000 | 1,301,000 | 1,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,565,000 | 158,223,000 | 168,141,000 | 175,039,000 |
| Interest-bearing deposits | 138,343,000 | 129,928,000 | 138,369,000 | 136,986,000 |
| Noninterest-bearing deposits | 29,222,000 | 28,295,000 | 29,772,000 | 38,053,000 |
| Equity capital | 22,058,000 | 22,936,000 | 23,788,000 | 21,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,089,000 | 4,216,000 | 6,340,000 | 8,419,000 |
| Interest expense | 290,000 | 557,000 | 828,000 | 1,078,000 |
| Net interest income | 1,799,000 | 3,659,000 | 5,512,000 | 7,341,000 |
| Noninterest income | 322,000 | 832,000 | 1,234,000 | 1,612,000 |
| Noninterest expense | 901,000 | 1,881,000 | 2,811,000 | 3,856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,220,000 | 2,610,000 | 3,935,000 | 5,097,000 |
| Income tax | 437,000 | 960,000 | 1,449,000 | 1,938,000 |
| Net income | 783,000 | 1,650,000 | 2,486,000 | 3,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,608,000 | 21,476,000 | 22,312,000 | 19,985,000 |
| Total capital | 22,514,000 | 23,453,000 | 24,303,000 | 22,015,000 |
| Risk-weighted assets | 151,018,000 | 156,644,000 | 158,454,000 | 160,796,000 |