Call reports 2011
NORTHWESTERN BANK — 2011
What NORTHWESTERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 173,017,000 | 172,976,000 | 187,214,000 | 185,969,000 |
| Total loans | 156,535,000 | 155,882,000 | 158,320,000 | 162,170,000 |
| Allowance for loan losses | 3,458,000 | 3,409,000 | 3,414,000 | 3,114,000 |
| Securities available for sale | 4,671,000 | 4,694,000 | 4,850,000 | 4,815,000 |
| Securities held to maturity | 1,317,000 | 1,311,000 | 1,309,000 | 1,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,026,000 | 146,251,000 | 157,544,000 | 158,552,000 |
| Interest-bearing deposits | 126,206,000 | 123,569,000 | 131,913,000 | 126,349,000 |
| Noninterest-bearing deposits | 22,820,000 | 22,682,000 | 25,631,000 | 32,203,000 |
| Equity capital | 18,831,000 | 19,649,000 | 20,594,000 | 21,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,354,000 | 6,551,000 | 8,719,000 |
| Interest expense | 342,000 | 677,000 | 1,012,000 | 1,321,000 |
| Net interest income | 1,855,000 | 3,677,000 | 5,539,000 | 7,398,000 |
| Noninterest income | 237,000 | 524,000 | 1,051,000 | 1,448,000 |
| Noninterest expense | 826,000 | 1,702,000 | 2,616,000 | 3,775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,266,000 | 2,499,000 | 3,974,000 | 5,071,000 |
| Income tax | 452,000 | 888,000 | 1,417,000 | 1,831,000 |
| Net income | 814,000 | 1,611,000 | 2,557,000 | 3,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,400,000 | 18,197,000 | 19,143,000 | 19,826,000 |
| Total capital | 19,304,000 | 20,107,000 | 21,082,000 | 21,831,000 |
| Risk-weighted assets | 150,924,000 | 151,069,000 | 153,401,000 | 159,111,000 |