Call reports 2010
NORTHWESTERN BANK — 2010
What NORTHWESTERN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 173,216,000 | 166,647,000 | 175,448,000 | 175,138,000 |
| Total loans | 150,856,000 | 146,264,000 | 149,983,000 | 159,885,000 |
| Allowance for loan losses | 2,556,000 | 2,807,000 | 2,859,000 | 3,760,000 |
| Securities available for sale | 5,106,000 | 5,085,000 | 5,522,000 | 4,945,000 |
| Securities held to maturity | 1,478,000 | 1,474,000 | 1,470,000 | 1,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,853,000 | 135,541,000 | 145,991,000 | 141,070,000 |
| Interest-bearing deposits | 113,865,000 | 116,777,000 | 123,529,000 | 117,598,000 |
| Noninterest-bearing deposits | 18,988,000 | 18,764,000 | 22,462,000 | 23,472,000 |
| Equity capital | 19,864,000 | 20,176,000 | 20,947,000 | 18,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,226,000 | 4,441,000 | 6,632,000 | 8,855,000 |
| Interest expense | 520,000 | 1,015,000 | 1,482,000 | 1,888,000 |
| Net interest income | 1,706,000 | 3,426,000 | 5,150,000 | 6,967,000 |
| Noninterest income | 234,000 | 667,000 | 1,048,000 | 1,450,000 |
| Noninterest expense | 811,000 | 1,730,000 | 2,626,000 | 3,742,000 |
| Provision for loan losses | 0 | 750,000 | 750,000 | 1,750,000 |
| Pretax income | 1,129,000 | 1,613,000 | 2,822,000 | 2,925,000 |
| Income tax | 404,000 | 566,000 | 995,000 | 1,006,000 |
| Net income | 725,000 | 1,047,000 | 1,827,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,392,000 | 18,714,000 | 19,495,000 | 16,586,000 |
| Total capital | 20,229,000 | 20,499,000 | 21,331,000 | 18,532,000 |
| Risk-weighted assets | 146,244,000 | 142,059,000 | 145,773,000 | 154,341,000 |