Call reports 2009
NORTHWESTERN BANK — 2009
What NORTHWESTERN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 165,744,000 | 163,951,000 | 169,275,000 | 168,683,000 |
| Total loans | 149,385,000 | 143,674,000 | 146,453,000 | 147,222,000 |
| Allowance for loan losses | 1,949,000 | 1,938,000 | 1,926,000 | 2,558,000 |
| Securities available for sale | 4,141,000 | 6,728,000 | 5,699,000 | 5,292,000 |
| Securities held to maturity | 1,570,000 | 1,585,000 | 1,734,000 | 1,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,767,000 | 128,645,000 | 134,189,000 | 133,544,000 |
| Interest-bearing deposits | 111,376,000 | 109,904,000 | 114,527,000 | 110,967,000 |
| Noninterest-bearing deposits | 17,391,000 | 18,741,000 | 19,662,000 | 22,577,000 |
| Equity capital | 17,837,000 | 18,473,000 | 18,902,000 | 19,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,335,000 | 4,565,000 | 6,795,000 | 9,042,000 |
| Interest expense | 770,000 | 1,474,000 | 2,123,000 | 2,719,000 |
| Net interest income | 1,565,000 | 3,091,000 | 4,672,000 | 6,323,000 |
| Noninterest income | 411,000 | 817,000 | 1,156,000 | 1,474,000 |
| Noninterest expense | 785,000 | 1,744,000 | 2,610,000 | 3,465,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 1,200,000 |
| Pretax income | 1,191,000 | 2,164,000 | 2,818,000 | 3,132,000 |
| Income tax | 466,000 | 808,000 | 1,035,000 | 1,083,000 |
| Net income | 725,000 | 1,356,000 | 1,783,000 | 2,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,342,000 | 16,971,000 | 17,401,000 | 17,668,000 |
| Total capital | 18,223,000 | 18,791,000 | 19,200,000 | 19,481,000 |
| Risk-weighted assets | 150,326,000 | 145,485,000 | 143,807,000 | 144,303,000 |