Call reports 2025
BLUE SKY BANK — 2025
What BLUE SKY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,237,985,000 | 1,239,822,000 | 1,196,528,000 | 1,308,234,000 |
| Total loans | 1,033,101,000 | 1,019,703,000 | 1,019,592,000 | 1,085,172,000 |
| Allowance for loan losses | 13,695,000 | 13,239,000 | 13,647,000 | 11,921,000 |
| Securities available for sale | 65,385,000 | 64,813,000 | 67,359,000 | 64,116,000 |
| Securities held to maturity | 380,000 | 315,000 | 195,000 | 195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,081,787,000 | 1,078,254,000 | 1,058,739,000 | 1,163,324,000 |
| Interest-bearing deposits | 868,582,000 | 869,908,000 | 850,847,000 | 932,366,000 |
| Noninterest-bearing deposits | 213,205,000 | 208,346,000 | 207,892,000 | 230,958,000 |
| Equity capital | 117,692,000 | 118,670,000 | 118,322,000 | 120,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,943,000 | 40,814,000 | 61,305,000 | 83,014,000 |
| Interest expense | 7,648,000 | 15,434,000 | 22,945,000 | 29,918,000 |
| Net interest income | 12,295,000 | 25,380,000 | 38,360,000 | 53,096,000 |
| Noninterest income | 1,628,000 | 3,137,000 | 4,422,000 | 5,907,000 |
| Noninterest expense | 9,780,000 | 20,699,000 | 30,388,000 | 41,562,000 |
| Provision for loan losses | 1,030,000 | 1,830,000 | 2,230,000 | 2,630,000 |
| Pretax income | 3,111,000 | 5,988,000 | 10,352,000 | 15,002,000 |
| Income tax | 756,000 | 1,451,000 | 2,537,000 | 3,285,000 |
| Net income | 2,355,000 | 4,537,000 | 7,815,000 | 11,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,268,000 | 109,836,000 | 108,498,000 | 110,136,000 |