Call reports 2023
BLUE SKY BANK — 2023
What BLUE SKY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 986,166,000 | 1,000,222,000 | 1,057,932,000 | 1,139,009,000 |
| Total loans | 782,842,000 | 790,706,000 | 850,012,000 | 923,264,000 |
| Allowance for loan losses | 12,526,000 | 12,730,000 | 13,005,000 | 13,510,000 |
| Securities available for sale | 58,926,000 | 58,255,000 | 54,839,000 | 63,263,000 |
| Securities held to maturity | 2,958,000 | 2,533,000 | 1,507,000 | 1,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 863,489,000 | 858,778,000 | 937,996,000 | 994,165,000 |
| Interest-bearing deposits | 602,565,000 | 593,585,000 | 672,578,000 | 749,600,000 |
| Noninterest-bearing deposits | 260,924,000 | 265,193,000 | 265,418,000 | 244,565,000 |
| Equity capital | 95,704,000 | 98,231,000 | 97,878,000 | 106,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,941,000 | 28,944,000 | 45,876,000 | 66,973,000 |
| Interest expense | 2,928,000 | 7,022,000 | 12,458,000 | 19,423,000 |
| Net interest income | 11,013,000 | 21,922,000 | 33,418,000 | 47,550,000 |
| Noninterest income | 2,045,000 | 3,764,000 | 5,606,000 | 8,902,000 |
| Noninterest expense | 7,828,000 | 16,029,000 | 24,990,000 | 33,536,000 |
| Provision for loan losses | 146,000 | 296,000 | 896,000 | 1,396,000 |
| Pretax income | 5,064,000 | 9,341,000 | 13,118,000 | 21,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,064,000 | 9,341,000 | 13,118,000 | 21,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,158,000 | 88,698,000 | 90,363,000 | 96,824,000 |