Call reports 2022
BLUE SKY BANK — 2022
What BLUE SKY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 474,747,000 | 546,404,000 | 611,351,000 | 668,488,000 |
| Total loans | 364,437,000 | 425,253,000 | 478,054,000 | 519,033,000 |
| Allowance for loan losses | 6,068,000 | 6,342,000 | 6,495,000 | 6,896,000 |
| Securities available for sale | 62,836,000 | 64,376,000 | 55,174,000 | 59,820,000 |
| Securities held to maturity | 400,000 | 6,435,000 | 3,627,000 | 3,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,124,000 | 472,165,000 | 527,867,000 | 593,651,000 |
| Interest-bearing deposits | 244,296,000 | 299,471,000 | 363,557,000 | 421,515,000 |
| Noninterest-bearing deposits | 166,828,000 | 172,694,000 | 164,310,000 | 172,136,000 |
| Equity capital | 50,996,000 | 50,422,000 | 49,883,000 | 59,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,977,000 | 11,047,000 | 18,066,000 | 27,197,000 |
| Interest expense | 229,000 | 564,000 | 1,402,000 | 2,942,000 |
| Net interest income | 4,748,000 | 10,483,000 | 16,664,000 | 24,255,000 |
| Noninterest income | 456,000 | 1,019,000 | 1,581,000 | 3,024,000 |
| Noninterest expense | 3,503,000 | 7,718,000 | 12,308,000 | 18,853,000 |
| Provision for loan losses | 50,000 | 125,000 | 275,000 | 425,000 |
| Pretax income | 1,651,000 | 3,659,000 | 5,644,000 | 7,981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,651,000 | 3,659,000 | 5,644,000 | 7,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,704,000 | 50,158,000 | 51,386,000 | 56,910,000 |