Call reports 2021
BLUE SKY BANK — 2021
What BLUE SKY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 469,471,000 | 466,355,000 | 466,652,000 | 465,147,000 |
| Total loans | 356,197,000 | 351,750,000 | 342,362,000 | 338,613,000 |
| Allowance for loan losses | 5,365,000 | 5,482,000 | 5,537,000 | 5,526,000 |
| Securities available for sale | 57,246,000 | 56,281,000 | 53,833,000 | 57,729,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,256,000 | 397,277,000 | 397,018,000 | 408,983,000 |
| Interest-bearing deposits | 244,895,000 | 247,631,000 | 241,952,000 | 249,066,000 |
| Noninterest-bearing deposits | 147,361,000 | 149,646,000 | 155,066,000 | 159,917,000 |
| Equity capital | 54,596,000 | 56,109,000 | 56,853,000 | 53,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,549,000 | 10,532,000 | 15,271,000 | 20,003,000 |
| Interest expense | 368,000 | 716,000 | 1,008,000 | 1,263,000 |
| Net interest income | 5,181,000 | 9,816,000 | 14,263,000 | 18,740,000 |
| Noninterest income | 439,000 | 940,000 | 1,468,000 | 2,001,000 |
| Noninterest expense | 3,106,000 | 6,319,000 | 9,593,000 | 12,730,000 |
| Provision for loan losses | 825,000 | 885,000 | 945,000 | 945,000 |
| Pretax income | 1,658,000 | 3,568,000 | 5,209,000 | 7,073,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 1,657,000 | 3,567,000 | 5,208,000 | 7,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,536,000 | 45,676,000 | 46,598,000 | 43,822,000 |