Call reports 2020
BLUE SKY BANK — 2020
What BLUE SKY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 367,020,000 | 417,266,000 | 420,777,000 | 449,777,000 |
| Total loans | 254,992,000 | 306,355,000 | 304,416,000 | 321,566,000 |
| Allowance for loan losses | 3,345,000 | 4,011,000 | 4,274,000 | 4,531,000 |
| Securities available for sale | 67,832,000 | 67,597,000 | 70,599,000 | 64,114,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,739,000 | 321,641,000 | 322,909,000 | 373,328,000 |
| Interest-bearing deposits | 217,933,000 | 211,798,000 | 207,058,000 | 239,856,000 |
| Noninterest-bearing deposits | 88,806,000 | 109,843,000 | 115,851,000 | 133,472,000 |
| Equity capital | 48,979,000 | 51,825,000 | 52,892,000 | 54,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,255,000 | 9,709,000 | 14,075,000 | 19,072,000 |
| Interest expense | 734,000 | 1,307,000 | 1,783,000 | 2,253,000 |
| Net interest income | 3,521,000 | 8,402,000 | 12,292,000 | 16,819,000 |
| Noninterest income | 553,000 | 1,048,000 | 1,587,000 | 1,895,000 |
| Noninterest expense | 2,889,000 | 5,671,000 | 8,388,000 | 11,278,000 |
| Provision for loan losses | 210,000 | 1,340,000 | 1,428,000 | 1,738,000 |
| Pretax income | 975,000 | 2,516,000 | 4,169,000 | 5,878,000 |
| Income tax | 29,000 | -192,000 | -192,000 | -181,000 |
| Net income | 946,000 | 2,708,000 | 4,361,000 | 6,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,588,000 | 41,801,000 | 42,625,000 | 43,597,000 |