Call reports 2019
BLUE SKY BANK — 2019
What BLUE SKY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 223,714,000 | 219,471,000 | 234,788,000 | 234,861,000 |
| Total loans | 187,202,000 | 185,304,000 | 175,445,000 | 189,363,000 |
| Allowance for loan losses | 2,681,000 | 2,831,000 | 2,870,000 | 2,545,000 |
| Securities available for sale | 8,155,000 | 7,871,000 | 8,270,000 | 9,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,827,000 | 193,754,000 | 208,663,000 | 203,441,000 |
| Interest-bearing deposits | 147,122,000 | 146,142,000 | 141,486,000 | 149,363,000 |
| Noninterest-bearing deposits | 51,705,000 | 47,613,000 | 67,177,000 | 54,078,000 |
| Equity capital | 24,353,000 | 24,937,000 | 25,416,000 | 25,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 6,260,000 | 9,537,000 | 12,636,000 |
| Interest expense | 544,000 | 1,103,000 | 1,673,000 | 2,227,000 |
| Net interest income | 2,510,000 | 5,157,000 | 7,864,000 | 10,409,000 |
| Noninterest income | 290,000 | 599,000 | 962,000 | 1,250,000 |
| Noninterest expense | 1,795,000 | 3,705,000 | 5,823,000 | 7,990,000 |
| Provision for loan losses | 105,000 | 210,000 | 210,000 | 210,000 |
| Pretax income | 900,000 | 1,841,000 | 2,793,000 | 3,459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 900,000 | 1,841,000 | 2,793,000 | 3,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,365,000 | 24,856,000 | 25,338,000 | 25,524,000 |
| Total capital | 27,046,000 | 27,519,000 | 27,939,000 | 28,069,000 |
| Risk-weighted assets | 215,168,000 | 212,940,000 | 207,830,000 | 219,202,000 |