Call reports 2018
BLUE SKY BANK — 2018
What BLUE SKY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,927,000 | 207,833,000 | 220,219,000 | 222,002,000 |
| Total loans | 174,913,000 | 177,934,000 | 170,796,000 | 178,037,000 |
| Allowance for loan losses | 2,234,000 | 2,304,000 | 2,442,000 | 2,494,000 |
| Securities available for sale | 7,153,000 | 7,056,000 | 11,403,000 | 8,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,402,000 | 179,773,000 | 191,666,000 | 197,475,000 |
| Interest-bearing deposits | 139,002,000 | 138,673,000 | 149,910,000 | 154,312,000 |
| Noninterest-bearing deposits | 42,400,000 | 41,100,000 | 41,756,000 | 43,163,000 |
| Equity capital | 27,013,000 | 27,413,000 | 27,972,000 | 23,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,500,000 | 8,531,000 | 11,659,000 |
| Interest expense | 324,000 | 701,000 | 1,197,000 | 1,744,000 |
| Net interest income | 2,348,000 | 4,799,000 | 7,334,000 | 9,915,000 |
| Noninterest income | 205,000 | 430,000 | 697,000 | 962,000 |
| Noninterest expense | 1,712,000 | 3,509,000 | 5,167,000 | 7,140,000 |
| Provision for loan losses | 105,000 | 200,000 | 270,000 | 270,000 |
| Pretax income | 736,000 | 1,520,000 | 2,594,000 | 3,458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 736,000 | 1,520,000 | 2,594,000 | 3,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,103,000 | 27,518,000 | 28,101,000 | 23,965,000 |
| Total capital | 29,337,000 | 29,822,000 | 30,543,000 | 26,459,000 |
| Risk-weighted assets | 196,423,000 | 200,635,000 | 198,238,000 | 204,134,000 |